Does the party occupying the White House affect the U.S. stock markets and other economic measurements? How does the party controlling Congress affect markets? While it’s interesting to review history and try to answer those questions, before we draw any conclusions, we should at least acknowledge that “past performance is no guarantee of future results.” And that is especially true this year as virtually everyone would agree that COVID-19 has thrown the 2020 election into unchartered territory.

High annual 401(k) fees hurt your investment returns every single year! Remember when 401(k) sounded like something only a chemist knew about? Now we all receive 401(k) statements routinely – including information about fees. Here’s what to do if the fees rise. When 401(k) plans’ fees hit 2% annually, they introduce a tremendous drag on your investment returns over the long term.

As we see record highs occurring in the equity markets, coupled with year-end and national elections, it’s an ideal time to review your portfolios.

Does the upcoming election mean it's time to reassess your portfolio? A historical look at presidential elections & the stock market can help you decide.

I felt compelled to write this article after recent meetings with two different clients. In each case, they entered into investments where high fees virtually guarantee they won’t be able to reach the projected returns, let alone their own personal goals. We’ll get to the basic math portion in a moment.

Has COVID-19 Forced You to Consider Delaying Your Retirement? Recent surveys have indicated that many of us are rethinking our retirement plans because of COVID-19. In fact, one survey from the nonprofit group Life Happens suggests that a whopping 43% of Americans say they plan to postpone and continue working past their retirement date because of COVID.